Local Buying Tips
Plan on staying a while...
If your not planning on staying in the home for at least 3-5 years you may not be able to recoup the closing costs. Values of homes go up and down constantly. You may need to be able to ride the market back up to be able to sell for what you paid for the home.
Go for what you can afford...
Don't get in over your head! Buying a home, settling in and beginning to feel comfortable should be your main focus, not questioning if you can afford your mortgage payments.
Get Pre-approved.....
A rock-solid pre-approval from a mortgage professional is your 'Golden Ticket' to start shopping for a home. Align yourself with a real estate professional who can direct you to the right loan officer.
Choose a school district....
There are many schools to choose from, but which one is right for your family? Check out www.greatschools.com.
Make a decent offer....
Your agent is able to guide you in the process of submitting a contract that will not offend the seller. Remember, it's not just about the price. Financial information, closing date and contingencies are all considered. You may think that this is a buyers market, but, sellers in some areas are receiving multiple offers. Make yours the best!
Use a home inspector....
Electing the home inspection contingency is crucial to knowing everything you possibly can about the home you are purchasing. Performing the home inspection with a certified home inspector could uncover potential problems with the home unseen by the average person.
